Making good money,
but it's just sitting in cash?

A hooded figure at a multi-monitor desk, watching charts

A simple, boring system that turns your salary into financial freedom. Built for programmers. Read it in one evening. No finance degree, no stock picking.

$20$9.90WAITLIST PRICE

Launching soon. The waitlist gets the $9.90 launch price first (regular $20).

Try the calculator ↓
67 pages ·7 charts ·8-step checklist ·Launching soon

High salary. Zero system.

Panel 1 · The problem

You can debug a race condition at 2 AM. But ask what to do with your money and suddenly it's "maybe next sprint..."

  • Your cash quietly loses value to inflation every year
  • You don't know where to start, so you don't
  • You're scared of picking wrong, or buying right before a crash
The problem isn't that investing is hard. It's that nobody explained it like a teammate would.
A hooded figure surrounded by red warning charts
Panel 2 · Your number
// how much do you spend a month?
yourNumber() // $900,000
yearsToFreedom({
monthlyInvestment: ,
currentSavings: ,
rate:
}) // ~17.7 years
// spend $500 less and watch both numbers move

Historical averages after inflation. Not a prediction, not financial advice.

Buy. Hold. Sleep well.

01

Diversify

Buy broad index funds, not stock picks. No single company can take you down.

02

Hold. Don't sell.

The market rewards patience and punishes activity. Never call sell() in a panic.

03

Sleep well

Pick a stock/bond mix you can live with in a crash, and keep it.

while (true) { buy(whateverIsBelowTarget); sleepWellAtNight(); // never call sell() }
Panel 3 · What's inside

// Part I

The Big Picture

  • >Why a high tech salary isn't a safety net
  • >Your number: the one figure that tells you when you can stop working
  • >Why starting at 25 with half the money beats starting at 40

// Part II

The Strategy and Why It Works

  • >Why most individual stocks lose to cash, and the 4% that don't
  • >The "small" 1% fee that quietly costs $215,000
  • >Why calling the COVID bottom perfectly still lost $55,000

// Part III

Building Your Own Plan

  • >What 5 historical crashes did to 4 different portfolios
  • >Why "100% bonds" is bumpier than a mix with some stocks
  • >The 8 things that matter, ranked (the one everyone obsesses over matters least)

// Part IV

Getting Started Today

  • >S&P 500, the whole world, or the Nasdaq? Which one, and why
  • >The US estate-tax trap for non-US investors, and how to avoid it
  • >How to put money in every month without overthinking it

// peek inside: real pages from the book

A 1% fee costs about $215,000 over 30 years

After 20 years, no one who held the S&P 500 ever lost money (historically)

86% of pro fund managers lost to the index over 10 years

Plus clickable chapters, a tickable 8-step checklist, and runnable JavaScript snippets throughout.

The offer

The Algorithm of Wealth

After one evening, you'll be able to:

  • ✓Calculate your number: how much you need to stop working
  • ✓Pick your funds, and the right version for where you live
  • ✓Choose a mix you'll actually hold through a crash
  • ✓Set up investing every month, and stop thinking about it

Costs less than one team lunch.

$20$9.90WAITLIST PRICE
  • ✓The full The Algorithm of Wealth ebook, 67 pages
  • ✓A fillable 8-step checklist
  • ✓7 data charts and a 5-crash stress test
  • ✓Runnable JavaScript snippets for every formula
  • ✓Clickable chapters, works on any device

No spam. One email when it launches.

67 pages ·7 charts ·8-step checklist ·Launching soon
About the author
I'm a senior full-stack developer. I've explained this to coworkers and programmer friends more times than I can count, so I wrote it down once.
@ghostdevfinance on Instagram
FAQ
When does it launch?+
Soon. Join the waitlist and you'll be the first to know.
I'm not a finance person. Is this for me?+
Yes. It's written the way you'd explain something to a teammate: plain language, code where it helps, no jargon left unexplained.
I don't live in the US. Does it apply?+
Yes. It covers UCITS funds, currency considerations, and what changes for non-US investors, not just US-specific accounts.
I already invest. Will I learn anything?+
Most likely. Think of it as a code review for the plan you already have: are you overpaying in fees, are you really diversified, and would you actually hold in a crash? Small bugs there cost more than any stock pick.
Can't I just ask ChatGPT?+
You can, and it'll give you a decent generic answer. What it won't give you is a complete, ordered system you can follow in one evening: your number, the right fund versions for where you live, a stock/bond mix stress-tested against 5 real crashes, and a checklist to tick off. This book is that system, written by a developer, for developers.
Is this financial advice?+
No. It's educational content about general investing concepts. It's not personalized financial advice, and you should make your own decisions (or talk to a licensed professional) based on your own situation.
Is it a one-time payment?+
It will be. Pay once at launch, keep it forever.
What format is it?+
A PDF with clickable chapters and a tickable checklist. Works on any device.

You can leave it in your checking account for another year. Or spend one evening and fix it for good.

$20$9.90WAITLIST PRICE